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Public adjusters in Panama City Beach, FL

42 active licensees with a Panama City Beach address. Public Adjusters commonly travel statewide; see all of Florida.

42

Active licensees

1

Firms based here

Florida rules

Fee capFees are capped at 20% of the claim payment, or 10% for claims arising from a declared state of emergency when the contract is signed within one year of the declaration (Fla. Stat. 626.854(11)).
SolicitationA public adjuster may not initiate contact or contract with a policyholder until 48 hours after the loss event unless the policyholder initiates contact. Solicitation is limited to Monday–Saturday, 8 a.m.–8 p.m. Policyholders may cancel without penalty within 10 days of contract execution; during a Governor-declared emergency, within 30 days of the loss or 10 days of execution, whichever is longer (Fla. Stat. §626.854(7)). Public adjusters may not compensate anyone other than another licensed public adjuster for referring business (§626.854(12)). Public adjuster advertising must carry the statutory disclaimer.

Verified 2026-09-17 from the statute.

Firms in Panama City Beach

All licensed adjusters