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Public Adjuster Registry
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Sourced from state insurance regulators

Your insurer sent an adjuster.
This is where you find yours.

A public adjuster is licensed by your state to represent you, not the carrier. Type the name on the contract or the number on the license, and see the record the regulator holds.

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On file

8,845 license records

Public Adjuster licensing and registry coverage by stateRecords on file: Colorado 632, Florida 3,795, Louisiana 417, Mississippi 339, New York 702, North Carolina 789, Rhode Island 285, Texas 1,886. Rules verified: Colorado, Florida, Georgia, Louisiana, Mississippi, New Jersey, New York, North Carolina, Rhode Island, Texas. No state license: Alabama, Alaska, Arkansas, South Dakota.Alabama: no state licenseAlaska: no state licenseArizona: not loaded yetColorado: 632 on file · rules verifiedFlorida: 3,795 on file · rules verifiedGeorgia: not loaded yet · rules verifiedIndiana: not loaded yetKansas: not loaded yetMaine: not loaded yetMassachusetts: not loaded yetMinnesota: not loaded yetNew Jersey: not loaded yet · rules verifiedNorth Carolina: 789 on file · rules verifiedNorth Dakota: not loaded yetOklahoma: not loaded yetPennsylvania: not loaded yetSouth Dakota: no state licenseTexas: 1,886 on file · rules verifiedWyoming: not loaded yetConnecticut: not loaded yetMissouri: not loaded yetWest Virginia: not loaded yetIllinois: not loaded yetNew Mexico: not loaded yetArkansas: no state licenseCalifornia: not loaded yetDelaware: not loaded yetHawaii: not loaded yetIowa: not loaded yetKentucky: not loaded yetMaryland: not loaded yetMichigan: not loaded yetMississippi: 339 on file · rules verifiedMontana: not loaded yetNew Hampshire: not loaded yetNew York: 702 on file · rules verifiedOhio: not loaded yetOregon: not loaded yetTennessee: not loaded yetUtah: not loaded yetVirginia: not loaded yetWashington: not loaded yetWisconsin: not loaded yetNebraska: not loaded yetSouth Carolina: not loaded yetIdaho: not loaded yetNevada: not loaded yetVermont: not loaded yetLouisiana: 417 on file · rules verifiedRhode Island: 285 on file · rules verified
roster loaded rules verified no state license
Licenses that left active status this week26
Licenses seen for the first time this week14

Copied from each regulator's published roster, last on 2026-10-20. Weekly figures are the difference between one copy and the next. Full report →

Rules we've read in the statute

Nothing on this site states a fee cap or contact rule until someone has read the section and recorded it. These are the states where that's done.

Texas homeowners, 2025 — from regulator data.

Confirmed complaints statewide1,148
Policies in force9.0M
Highest complaint index (50k+ policies)AMERICAN ECONOMY INSURANCE COMPANY (2.36)

Source: TDI open data. 1.00 = average; higher = more complaints per policy.

What went wrong, by type of loss

What the research says

The most-cited study on public adjuster outcomes is OPPAGA Report No. 10-06 (March 2010), commissioned by the Florida Legislature. It examined Citizens Property Insurance claims closed between March 2008 and June 2009 — Citizens only, not all Florida carriers.

ScopeCitizens Property Insurance, claims closed March 2008 – June 2009
Catastrophe claimsMedian payment 747% higher with a public adjuster (mostly reopened 2004–05 hurricane claims)
Non-catastrophe claimsMedian payment 574% higher with a public adjuster
Settlement timeClaims with a public adjuster took longer to settle
CauseOPPAGA drew no conclusion about why payments differed

The 747% figure has been widely quoted without context. The study covered one state-run insurer, not the private market. Catastrophe figures are dominated by reopened claims from hurricanes a half-decade earlier. The report does not say whether original settlements were adequate, how much policyholders received after the adjuster's fee, or whether higher payments reflected underpayment by the carrier or other factors.

Source: Florida OPPAGA Report No. 10-06, March 2010.

Every state

States without a count either don't license public adjusters or haven't had their roster loaded yet; each page says which.