Public adjusters in Rhode Island

Licensed and regulated by the Rhode Island Department of Business Regulation. No general fee cap. During a declared catastrophic disaster, fees are capped at 10% of any insurance settlement or proceeds, and no upfront fees are permitted (230-RICR-20-50-4.12(A)(3)). 72-hour policy-limit carve-out: no percentage commission if insurer pays or commits to policy limits within 72 hours (§ 4.12(A)(5)).

Most Rhode Island-licensed public adjusters are based out of state and hold non-resident licenses. Residents are listed first below.

Sources: 266 records from Rhode Island Department of Business Regulation, copied 2026-09-17 · refreshed quarterly — every entry here is a state license, not a business listing.